@font-face{font-family:"Sora";src:url("../fonts/sora-latin-var.woff2") format("woff2");font-weight:100 800;font-style:normal;font-display:swap}
@font-face{font-family:"DM Serif Display";src:url("../fonts/dm-serif-display-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"DM Serif Display";src:url("../fonts/dm-serif-display-400-italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}

:root{
  --navy:#0a2240;
  --navy-deep:#071829;
  --green:#1a4d2e;
  --green-deep:#0d3318;
  --gold:#d4a017;
  --gold-light:#e8bf52;
  --gold-text:#8a6508;
  --cream:#f5f0e8;
  --offwhite:#f5f5f0;
  --paper:#fbfaf7;
  --ink:#1c2434;
  --charcoal:#1a1a2e;
  --body:#4b5563;
  --muted:#5f6673;
  --line:#e5e7eb;
  --red:#b4462b;
  --good:#1e7a34;
  --serif:"DM Serif Display","Playfair Display",Georgia,serif;
  --sans:"Sora",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --radius:6px;
  --nav-h:72px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--offwhite);color:var(--navy);font-family:var(--sans);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}
[hidden]{display:none!important}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3,h4,p,ul,ol,figure,dl,dd{margin:0}
ul,ol{padding:0;list-style:none}
button,input,select,textarea{font:inherit;color:inherit}
button{cursor:pointer}
h1,h2{font-family:var(--serif);font-weight:400;line-height:1.15;letter-spacing:-.01em}
h3,h4{font-family:var(--sans);font-weight:700;line-height:1.3}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.container{width:100%;margin:0 auto;padding:0 1rem}
@media(min-width:640px){.container{padding:0 1.5rem}}
@media(min-width:1024px){.container{padding:0 2rem;max-width:1280px}}
.narrow{max-width:48rem}
.sprite{position:absolute;width:0;height:0;overflow:hidden}
.ic{width:1em;height:1em;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}
.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.skip{position:absolute;left:1rem;top:-4rem;z-index:100;background:var(--gold);color:var(--navy);padding:.75rem 1rem;font-weight:700;border-radius:var(--radius);text-decoration:none}
.skip:focus{top:1rem}

.btn{position:relative;overflow:hidden;isolation:isolate;display:inline-flex;align-items:center;justify-content:center;gap:.625rem;padding:.875rem 2rem;border-radius:14px;font-family:var(--sans);font-size:1rem;font-weight:700;letter-spacing:.02em;text-decoration:none;border:1px solid rgba(255,255,255,.4);transition:transform .35s cubic-bezier(.2,.8,.2,1),box-shadow .35s ease;line-height:1.3}
.btn::before{content:"";position:absolute;inset:0;transform:translateX(-130%);transition:transform .7s ease;pointer-events:none;z-index:-1}
.btn:hover{transform:translateY(-2px) scale(1.015)}
.btn:hover::before{transform:translateX(130%)}
.btn:active{transform:translateY(0) scale(.98)}
.btn:disabled{opacity:.65;cursor:not-allowed;transform:none}
.btn-gold{background:linear-gradient(155deg,#ecc45a,#d4a017 55%,#b4860f);color:var(--navy);box-shadow:0 1px 0 rgba(255,255,255,.6) inset,0 -10px 18px rgba(120,80,10,.25) inset,0 10px 28px rgba(212,160,23,.4)}
.btn-gold::before{background:linear-gradient(120deg,transparent 25%,rgba(255,255,255,.6) 48%,transparent 72%)}
.btn-gold:hover{box-shadow:0 1px 0 rgba(255,255,255,.7) inset,0 -10px 18px rgba(120,80,10,.2) inset,0 16px 38px rgba(212,160,23,.55)}
.btn-green{background:linear-gradient(155deg,#2a6b45,#1a4d2e 55%,#0f3320);color:#fff;border-color:rgba(255,255,255,.16);box-shadow:0 1px 0 rgba(255,255,255,.25) inset,0 -10px 20px rgba(0,0,0,.2) inset,0 10px 28px rgba(26,77,46,.35)}
.btn-green::before{background:linear-gradient(120deg,transparent 25%,rgba(255,255,255,.35) 48%,transparent 72%)}
.btn-sm{padding:.625rem 1.25rem;font-size:.875rem}
.btn-block{width:100%}
.btn .ic{font-size:1.1em}

.site-nav{position:fixed;top:0;left:0;right:0;z-index:50;background:linear-gradient(180deg,rgba(10,34,64,.94),rgba(10,34,64,.9));-webkit-backdrop-filter:blur(20px) saturate(160%);backdrop-filter:blur(20px) saturate(160%);border-bottom:2px solid rgba(212,160,23,.6)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:1.25rem;height:var(--nav-h)}
.brand{display:block;line-height:0;flex:none}
.brand img{height:52px;width:auto}
.nav-panel{display:none}
.nav-toggle{display:none;background:none;border:0;color:#fff;padding:.5rem;font-size:1.5rem;line-height:0}
.js .nav-toggle{display:block}
.js .nav-panel.open{display:block;position:absolute;top:var(--nav-h);left:0;right:0;background:rgba(10,34,64,.97);border-top:1px solid rgba(212,160,23,.3);padding:1.25rem 1.5rem 1.5rem}
.nav-links a{display:flex;align-items:center;justify-content:space-between;padding:.9rem 0;color:rgba(255,255,255,.88);font-size:1rem;font-weight:500;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.1)}
.nav-links a:hover,.nav-links a[aria-current]{color:var(--gold)}
.nav-links a[aria-current]{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:6px}
.nav-actions{display:flex;flex-direction:column;gap:.75rem;padding-top:1rem}
.nav-phone{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;color:rgba(255,255,255,.85);font-size:.875rem;font-weight:500;text-decoration:none;padding:.75rem;border:1px solid rgba(255,255,255,.25)}
.nav-phone:hover{color:var(--gold)}
@media(min-width:1100px){
  .nav-toggle,.js .nav-toggle{display:none}
  .nav-panel,.js .nav-panel.open{display:flex;position:static;align-items:center;gap:1.25rem;background:none;border:0;padding:0}
  .nav-links{display:flex;gap:1.25rem}
  .nav-links a,.nav-phone,.nav-actions .btn{white-space:nowrap}
  .nav-links a{padding:0 0 .25rem;border:0;font-size:.875rem;letter-spacing:.02em;position:relative}
  .nav-links a:hover{text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:6px}
  .nav-actions{flex-direction:row;align-items:center;gap:1.25rem;padding:0}
  .nav-phone{border:0;padding:0}
}
@media(min-width:1280px){
  .nav-panel,.js .nav-panel.open,.nav-links,.nav-actions{gap:2rem}
}

main{display:block}
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 45%,var(--green-deep) 100%);padding-top:var(--nav-h);color:#fff;margin-bottom:-1px}
.hero-grid{position:absolute;inset:0;opacity:.04;background-image:linear-gradient(var(--gold) 1px,transparent 1px),linear-gradient(90deg,var(--gold) 1px,transparent 1px);background-size:60px 60px}
.blob{position:absolute;border-radius:9999px;filter:blur(60px);pointer-events:none;opacity:.55;animation:liquid 18s ease-in-out infinite}
.blob-1{top:-10%;left:8%;width:420px;height:420px;background:radial-gradient(circle,#d4a017 0%,transparent 70%)}
.blob-2{top:20%;right:5%;width:380px;height:380px;background:radial-gradient(circle,#1a4d2e 0%,transparent 70%);animation-delay:-4s}
.blob-3{bottom:-15%;left:35%;width:460px;height:460px;background:radial-gradient(circle,#d4a017 0%,transparent 70%);opacity:.3;animation-delay:-8s}
@keyframes liquid{0%{transform:translate(0,0) scale(1)}33%{transform:translate(4%,-6%) scale(1.08)}66%{transform:translate(-3%,5%) scale(.95)}100%{transform:translate(0,0) scale(1)}}
@media(prefers-reduced-motion:reduce){.blob{animation:none}html{scroll-behavior:auto}.btn,.card,.glass{transition:none}}
.hero-body{position:relative;z-index:1;text-align:center;padding-top:5rem;padding-bottom:4rem}
.hero-inner{max-width:56rem;margin:0 auto}
.badge{display:inline-flex;align-items:center;gap:.5rem;border:1px solid rgba(212,160,23,.4);background:rgba(212,160,23,.1);padding:.5rem 1rem;margin-bottom:2rem;color:var(--gold);font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}
.hero h1{color:#fff;font-size:3rem;margin-bottom:1.5rem}
.hero h1 em{color:var(--gold);font-style:italic}
@media(min-width:768px){.hero h1{font-size:3.75rem}}
@media(min-width:1024px){.hero h1{font-size:4.5rem}}
.hero-sub{max-width:42rem;margin:0 auto 2.5rem;color:rgba(255,255,255,.75);font-size:1.125rem;line-height:1.7}
@media(min-width:768px){.hero-sub{font-size:1.25rem}}
.hero-cta{display:flex;flex-direction:column;align-items:center;gap:1rem;margin-bottom:1.5rem}
@media(min-width:640px){.hero-cta{flex-direction:row;justify-content:center}}
.hero-cta .btn-gold{padding:1rem 2.5rem}
.link-quiet{display:inline-flex;align-items:center;gap:.5rem;color:rgba(255,255,255,.8);font-weight:500;text-decoration:none;padding:1rem}
.link-quiet:hover{color:#fff;text-decoration:underline}
.trust{display:flex;flex-wrap:wrap;justify-content:center;gap:.75rem 1.5rem}
.trust li{display:flex;align-items:center;gap:.5rem;color:rgba(255,255,255,.72);font-size:.875rem}
.trust .ic{color:var(--gold)}
.stats{position:relative;z-index:1;border-top:1px solid rgba(212,160,23,.25);background:rgba(7,24,41,.6)}
.stats ul{display:grid;grid-template-columns:repeat(2,1fr)}
@media(min-width:768px){.stats ul{grid-template-columns:repeat(4,1fr)}}
.stats li{padding:1.75rem 1.5rem;text-align:center;border-right:1px solid rgba(212,160,23,.2)}
.stats li:nth-child(2n){border-right:0}
.stats li:nth-child(n+3){border-top:1px solid rgba(212,160,23,.2)}
@media(min-width:768px){.stats li:nth-child(n){border-right:1px solid rgba(212,160,23,.2);border-top:0}.stats li:last-child{border-right:0}}
.stat-v{display:block;font-family:var(--serif);font-size:1.875rem;color:#9dc54a;margin-bottom:.4rem;line-height:1.15}
@media(min-width:768px){.stat-v{font-size:2.25rem}}
.stat-l{display:block;color:rgba(255,255,255,.7);font-size:.75rem;line-height:1.4}
.cut{display:block;height:4rem;position:relative}
@media(min-width:768px){.cut{height:6rem}}
.cut-light{background:var(--offwhite);clip-path:polygon(0 100%,100% 0,100% 100%)}
.cut-green,.cut-white,.cut-navy{height:4rem}
.cut-green{background:var(--offwhite)}
.cut-white{background:var(--green)}
.cut-navy{background:#fff}
.cut-green::before,.cut-white::before,.cut-navy::before{content:"";position:absolute;inset:0}
.cut-green::before{background:linear-gradient(160deg,var(--navy) 0%,var(--green) 100%);clip-path:polygon(0 100%,100% 0,100% 100%)}
.cut-white::before{background:#fff;clip-path:polygon(0 0,100% 100%,0 100%)}
.cut-navy::before{background:linear-gradient(160deg,var(--navy) 0%,var(--green-deep) 100%);clip-path:polygon(0 100%,100% 0,100% 100%)}

.section{padding:5rem 0;position:relative}
.sec-head{text-align:center;max-width:48rem;margin:0 auto 4rem}
.eyebrow{margin-bottom:1rem;color:var(--green);font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}
.sec-head h2{font-size:1.875rem;color:var(--navy);margin-bottom:1.5rem}
@media(min-width:768px){.sec-head h2{font-size:2.25rem}}
.sec-head p.lead{color:var(--body);font-size:1.125rem;line-height:1.7}
.bg-offwhite{background:var(--offwhite)}
.bg-white{background:#fff}
.bg-navy{background:var(--navy);color:#fff}
.bg-green{background:var(--green);color:#fff}
.on-dark .eyebrow{color:var(--gold)}
.on-dark .sec-head h2{color:#fff}
.on-dark .sec-head p.lead{color:rgba(255,255,255,.78)}

.card{position:relative;overflow:hidden;background:linear-gradient(165deg,rgba(255,255,255,.9),rgba(255,255,255,.62));border-radius:16px;padding:2rem;border-left:4px solid var(--gold);border-top:1px solid rgba(255,255,255,.6);border-right:1px solid rgba(229,231,235,.8);border-bottom:1px solid rgba(229,231,235,.8);box-shadow:0 1px 0 rgba(255,255,255,.7) inset,0 2px 16px rgba(10,34,64,.08);transition:transform .4s cubic-bezier(.2,.8,.2,1),box-shadow .4s ease,border-left-color .4s ease}
.card:hover{transform:translateY(-6px);box-shadow:0 1px 0 rgba(255,255,255,.8) inset,0 20px 42px rgba(10,34,64,.16);border-left-color:var(--green)}
.card h3{font-size:1.125rem;color:var(--navy);margin-bottom:.75rem}
.card p{color:var(--body);font-size:.875rem;line-height:1.65}
.grid-3{display:grid;gap:1.5rem}
@media(min-width:768px){.grid-3{grid-template-columns:repeat(3,1fr)}}
.ico-box{display:flex;align-items:center;justify-content:center;width:3rem;height:3rem;background:rgba(10,34,64,.08);color:var(--navy);margin-bottom:1.25rem;font-size:1.375rem}
.center{text-align:center}
.mt-12{margin-top:3rem}
.btn-navy{background:linear-gradient(155deg,#16345c,#0a2240 55%,#06152a);color:#fff;border-color:rgba(255,255,255,.16);box-shadow:0 1px 0 rgba(255,255,255,.2) inset,0 10px 28px rgba(10,34,64,.3)}
.btn-navy::before{background:linear-gradient(120deg,transparent 25%,rgba(255,255,255,.3) 48%,transparent 72%)}

.calc-intro{text-align:center;max-width:48rem;margin:0 auto 3rem}
.calc-intro h2{color:#fff;font-size:1.875rem;margin-bottom:1.5rem}
@media(min-width:768px){.calc-intro h2{font-size:2.25rem}}
.calc-intro .lead{color:rgba(255,255,255,.82);font-size:1.125rem;line-height:1.7;margin-bottom:2rem}
.check-row{display:flex;flex-wrap:wrap;justify-content:center;gap:.75rem 2rem}
.check-row li{display:flex;align-items:center;gap:.5rem;color:rgba(255,255,255,.85);font-size:.875rem;text-align:left}
.check-row .ic{color:var(--gold)}
.calc{position:relative;overflow:hidden;background:rgba(255,255,255,.72);-webkit-backdrop-filter:blur(24px) saturate(150%);backdrop-filter:blur(24px) saturate(150%);border-radius:16px;border:1px solid rgba(255,255,255,.6);box-shadow:0 25px 50px -12px rgba(0,0,0,.35);color:var(--navy)}
.calc-grid{display:grid}
@media(min-width:1024px){.calc-grid{grid-template-columns:.85fr 1.15fr}}
.calc-in,.calc-out{padding:1.5rem}
.calc-in{border-bottom:1px solid #f3f4f6}
@media(min-width:1024px){.calc-in{border-bottom:0;border-right:1px solid #f3f4f6}}
@media(min-width:768px){.calc-in,.calc-out{padding:2rem}}
.calc h3{font-size:1.125rem;color:var(--navy);margin-bottom:1.5rem}
.fld{margin-bottom:1.25rem}
.fld label,.fld .lab{display:block;margin-bottom:.375rem;color:var(--navy);font-size:.875rem;font-weight:600}
.fld .sub{font-weight:400;color:var(--muted)}
.fld input[type=number],.fld input[type=text],.fld input[type=tel],.fld input[type=email],.fld select,.fld textarea{width:100%;padding:.625rem 1rem;border-radius:8px;border:1px solid #d1d5db;background:var(--paper);color:var(--navy);font-size:.875rem;font-weight:600}
.fld input:focus,.fld select:focus{outline:2px solid var(--gold);outline-offset:0;border-color:var(--gold)}
.fld input:disabled{opacity:.45}
.fld input[type=range]{width:100%;margin-top:.625rem;accent-color:var(--gold)}
.money{position:relative}
.money span{position:absolute;left:.875rem;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600;font-size:.875rem}
.money input{padding-left:1.75rem!important}
.chk{display:flex;align-items:center;gap:.5rem;margin-top:.625rem;color:var(--muted);font-size:.75rem;cursor:pointer}
.chk input{accent-color:var(--gold);width:1rem;height:1rem}
.hint{margin-top:.375rem;color:var(--muted);font-size:.75rem}
.hint b{color:var(--navy)}
.warn{margin-top:.25rem;color:var(--red);font-size:.75rem;font-weight:600}
.adv{padding-top:1rem;border-top:1px solid #f3f4f6}
.adv summary{cursor:pointer;color:var(--gold-text);font-size:.75rem;font-weight:600}
.adv-grid{display:grid;grid-template-columns:1fr 1fr;gap:.625rem .875rem;margin-top:.875rem}
.adv-grid label{display:block;margin-bottom:.25rem;color:var(--muted);font-size:.6875rem;font-weight:400}
.adv-grid input{width:100%;padding:.375rem .625rem;border-radius:6px;border:1px solid #d1d5db;background:#fff;font-size:.75rem;font-weight:600;color:var(--navy)}
.out-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:1.5rem}
.out-head h3{margin:0}
.locked-tag{display:inline-flex;align-items:center;gap:.375rem;color:var(--gold-text);font-size:.625rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase}
.out-wrap{position:relative}
.out-body.is-locked{position:absolute;inset:0;overflow:hidden;pointer-events:none;-webkit-user-select:none;user-select:none;filter:blur(10px) saturate(.85)}
.total{background:linear-gradient(160deg,var(--navy),#0d2a4f);color:#fff;border-radius:12px;padding:1.5rem;margin-bottom:1.25rem}
.total .k{font-size:.75rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.7)}
.total .big{font-family:var(--serif);font-size:1.875rem;font-weight:400;margin:.25rem 0;line-height:1.2}
@media(min-width:768px){.total .big{font-size:2.25rem}}
.total .big .to{color:var(--gold);font-size:1.125rem;margin:0 .375rem;font-family:var(--sans);font-weight:600}
.total .s{font-size:.875rem;color:rgba(255,255,255,.78)}
.total .s b{color:#fff;font-weight:700}
.drivers{display:grid;gap:.875rem;margin-bottom:1.25rem}
.d-head{display:flex;justify-content:space-between;align-items:baseline;gap:.5rem;margin-bottom:.25rem}
.d-name{display:flex;align-items:center;flex-wrap:wrap;gap:.375rem;font-size:.8125rem;font-weight:600;color:var(--ink)}
.tag{display:inline-block;font-size:.625rem;font-weight:600;color:#fff;background:var(--gold-text);padding:.125rem .375rem;border-radius:9999px}
.d-val{font-size:.78rem;font-weight:600;color:var(--navy);white-space:nowrap}
.bar{height:.75rem;border-radius:9999px;background:#efeadf;overflow:hidden}
.bar.thick{height:.875rem}
.fill{height:100%;border-radius:9999px;width:0;transition:width .5s ease;background:linear-gradient(90deg,#c9402a,#e06a2b)}
.fill.good{background:linear-gradient(90deg,#1e7a34,#3fa85c)}
@media(prefers-reduced-motion:reduce){.fill{transition:none}}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:.875rem;margin-bottom:1.25rem}
.kpi{border-radius:12px;border:1px solid var(--line);background:var(--paper);padding:1rem}
.kpi.gold{border-color:var(--gold);background:linear-gradient(180deg,#fffdf5,#fbf6e6)}
.kpi .k{font-size:.6875rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.kpi .k.g{color:var(--gold-text)}
.kpi .v{font-size:1.5rem;font-weight:800;margin:.125rem 0;color:var(--red)}
.kpi .v.good{color:var(--good)}
.kpi .v small{font-size:.75rem;font-weight:600;color:var(--muted);margin-left:.375rem}
.kpi .n{font-size:.71875rem;color:var(--muted);line-height:1.4;margin-top:.375rem}
.kpi .n b{color:var(--gold-text)}
.kpi .cap{font-size:.65625rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);margin-bottom:.5rem}
.kpi .cap.g{color:var(--gold-text)}
.vs{margin-bottom:1.25rem}
.vs-row{margin-bottom:.625rem}
.vs-lab{display:flex;justify-content:space-between;font-size:.75rem;font-weight:600;margin-bottom:.25rem}
.vs-lab.bad{color:var(--red)}
.vs-lab.ok{color:var(--good)}
.puts{background:var(--navy);color:#fff;border-radius:12px;padding:1.25rem;margin-bottom:.5rem}
.puts .a{font-size:.8125rem;color:rgba(255,255,255,.75)}
.puts .b{font-size:.9375rem;font-weight:600;margin-top:.25rem}
.puts .b strong{color:var(--gold-light);font-weight:800}
.cb{border-radius:12px;border:1px solid #f3f4f6;box-shadow:0 1px 2px rgba(0,0,0,.06);padding:1.25rem;margin-top:1.25rem;background:#fff}
.cb h4{font-size:1rem;color:var(--navy);margin-bottom:.25rem}
.cb .p{font-size:.75rem;color:var(--muted);margin-bottom:1rem}
.cb .two{display:grid;grid-template-columns:1fr 1fr;gap:.625rem;margin-bottom:.75rem}
.cb select,.cb input[type=text]{width:100%;padding:.625rem .75rem;border-radius:8px;border:1px solid #d1d5db;background:var(--paper);font-size:.875rem;color:var(--navy)}
.cb input[type=text]{margin-bottom:.75rem}
.gate-wrap{position:relative;z-index:2;display:flex;align-items:flex-start;justify-content:center;border-radius:16px;padding:1.5rem 1rem;background:linear-gradient(180deg,rgba(245,240,232,.5) 0%,rgba(245,240,232,.85) 45%,rgba(245,240,232,.95) 100%)}
.gate{background:#fff;border-radius:16px;border:1px solid #f3f4f6;padding:1.5rem;max-width:26.25rem;width:100%;box-shadow:0 22px 60px rgba(10,34,64,.28)}
.gate .pre{display:flex;align-items:center;gap:.375rem;margin-bottom:.5rem;color:var(--gold-text);font-size:.6875rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase}
.gate h4{font-size:1.25rem;font-weight:800;color:var(--navy);margin-bottom:.375rem;line-height:1.3}
.gate h4 em{font-style:normal;color:var(--gold-text)}
.gate .p{font-size:.8125rem;color:var(--muted);margin-bottom:1rem;line-height:1.6}
.gate .two{display:grid;grid-template-columns:1fr 1fr;gap:.625rem;margin-bottom:.625rem}
.gate label{display:block;margin-bottom:.25rem;font-size:.71875rem;font-weight:600;color:var(--ink)}
.gate input[type=text],.gate input[type=tel],.gate input[type=email]{width:100%;padding:.625rem .75rem;border-radius:8px;border:1px solid #d1d5db;background:var(--paper);font-size:.875rem;color:var(--navy)}
.gate input[aria-invalid=true]{border-color:var(--red)}
.gate .err{margin-bottom:.625rem;color:var(--red);font-size:.75rem;font-weight:600}
.gate .fine{margin-top:.75rem;text-align:center;color:var(--muted);font-size:.6875rem;line-height:1.6}
.gate .fine a{text-decoration:underline}
.gate .btn{margin-top:.25rem}
.note{margin-top:1rem;padding:.75rem 1rem;border-radius:8px;background:#fff8e6;border:1px solid #f0d58a;color:#5c4403;font-size:.8125rem;line-height:1.5}
.note a{font-weight:700}
.reach{margin-top:1.5rem;text-align:center;color:rgba(255,255,255,.82);font-size:.9375rem}
.reach a{color:var(--gold-light);font-weight:600}
@media(scripting:none){.calc-grid{display:none}}
.nojs{display:none;padding:2rem;text-align:center;color:var(--navy)}
@media(scripting:none){.nojs{display:block}}

.steps{display:grid;gap:1.5rem}
.steps li{position:relative;display:flex;gap:1rem}
.step-n{position:absolute;left:0;top:0;width:2rem;height:2rem;display:flex;align-items:center;justify-content:center;border:2px solid #fff;box-shadow:0 1px 3px rgba(0,0,0,.25);color:var(--gold);font-size:.75rem;font-weight:700;background:var(--navy)}
.steps li:nth-child(even) .step-n{background:var(--green)}
.steps li .card{flex:1;margin-left:2.5rem}
.steps{position:relative}
@media(max-width:767px){.steps::before{content:"";position:absolute;left:1rem;top:1rem;bottom:1rem;width:2px;background:linear-gradient(180deg,var(--gold),var(--green))}}
@media(min-width:768px){
  .steps{grid-template-columns:repeat(4,1fr);gap:0}
  .steps::before{content:"";position:absolute;left:0;right:0;top:32px;height:2px;background:linear-gradient(90deg,var(--gold),var(--green),var(--gold))}
  .steps li{flex-direction:column;align-items:center;text-align:center;padding:0 1rem}
  .step-n{position:relative;width:4rem;height:4rem;border-width:4px;font-size:1.125rem;box-shadow:0 10px 15px -3px rgba(0,0,0,.2);margin-bottom:1.5rem;z-index:1}
  .steps li .card{margin-left:0;width:100%;text-align:left;padding:1.5rem}
  .steps li .card h3{font-size:1rem;margin-bottom:.5rem}
  .steps li .card p{font-size:.75rem}
}

.glass{position:relative;border-radius:16px;padding:2rem;background:rgba(255,255,255,.08);-webkit-backdrop-filter:blur(24px) saturate(150%);backdrop-filter:blur(24px) saturate(150%);border:1px solid rgba(255,255,255,.15);border-left:4px solid var(--gold);transition:transform .4s cubic-bezier(.2,.8,.2,1),box-shadow .4s ease}
.glass:hover{transform:translateY(-4px);box-shadow:0 20px 44px rgba(0,0,0,.25)}
.glass.green{border-left-color:#4ade80}
.glass-head{display:flex;align-items:center;gap:.75rem;margin-bottom:1.5rem}
.glass-head .ico{display:flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;background:var(--gold);color:var(--navy);font-size:1.25rem}
.glass.green .ico{background:var(--green);color:#fff}
.glass-head h3{font-size:1.25rem;color:#fff}
.checks{display:grid;gap:1rem}
.checks li{display:flex;align-items:flex-start;gap:.75rem;color:rgba(255,255,255,.85);font-size:.875rem;line-height:1.65}
.checks .ic{margin-top:.2rem;font-size:1rem;color:var(--gold)}
.glass.green .checks .ic{color:#4ade80}
.grid-2c{display:grid;gap:2rem}
@media(min-width:768px){.grid-2c{grid-template-columns:1fr 1fr}}
.callout{margin-top:2.5rem;display:flex;flex-direction:column;gap:1rem;align-items:flex-start;border-radius:16px;padding:1.5rem;background:rgba(212,160,23,.08);border:1px solid rgba(212,160,23,.4);border-left:4px solid var(--gold)}
@media(min-width:768px){.callout{flex-direction:row;align-items:center}}
.callout .ico{display:flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;flex:none;background:var(--gold);color:var(--navy);font-size:1.25rem}
.callout .k{margin-bottom:.25rem;color:var(--gold);font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}
.callout p.t{color:#fff;font-size:.875rem;line-height:1.65}
.powered{margin-top:3rem;text-align:center}
.powered .k{margin-bottom:1.5rem;color:rgba(255,255,255,.65);font-size:.75rem;letter-spacing:.1em;text-transform:uppercase}
.powered ul{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:1rem 2.5rem}
.powered li{color:rgba(255,255,255,.75);font-size:.875rem;font-weight:600}

.faq{background:rgba(255,255,255,.7);-webkit-backdrop-filter:blur(24px);backdrop-filter:blur(24px);box-shadow:0 1px 2px rgba(0,0,0,.06);border-radius:16px;padding:2rem;border:1px solid rgba(255,255,255,.6);border-left:4px solid var(--gold)}
.faq details{border-bottom:1px solid var(--line);padding:1.25rem 0}
.faq details:last-child{border-bottom:0}
.faq summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary h3{font-size:1rem;font-weight:600;color:var(--navy)}
.faq summary:hover h3{color:var(--gold-text)}
.faq summary .ic{font-size:1.25rem;color:var(--green);transition:transform .3s ease}
.faq details[open] summary .ic{transform:rotate(180deg)}
.faq details p{margin-top:.75rem;color:var(--body);font-size:.875rem;line-height:1.7}

.contact-box{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem 2rem;margin-top:1.5rem}
.contact-box a{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;color:var(--navy);text-decoration:none;font-size:1.0625rem}
.contact-box a:hover{text-decoration:underline}
.contact-box .ic{color:var(--gold-text)}

.site-footer{background:var(--navy);color:#fff;padding:3rem 0 2rem;border-top:2px solid rgba(212,160,23,.4)}
.foot-grid{display:grid;gap:2rem;margin-bottom:2.5rem}
@media(min-width:768px){.foot-grid{grid-template-columns:2fr 1fr 1fr}}
.foot-brand img{height:48px;width:auto;margin-bottom:1rem}
.foot-brand p.d{max-width:22rem;margin-bottom:.75rem;color:rgba(255,255,255,.72);font-size:.875rem;line-height:1.65}
.foot-brand a,.foot-col a{display:block;color:rgba(255,255,255,.72);font-size:.8125rem;text-decoration:none;padding:.15rem 0}
.foot-brand a:hover,.foot-col a:hover,.legal a:hover{color:var(--gold);text-decoration:underline}
.tagline{margin-top:.5rem;color:rgba(212,160,23,.9);font-size:.75rem;font-style:italic}
.foot-col h4{font-size:.875rem;color:#fff;margin-bottom:1rem}
.foot-col a{font-size:.875rem;padding:.25rem 0}
.foot-col p{color:rgba(255,255,255,.72);font-size:.875rem}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:2rem;display:flex;flex-direction:column;gap:1rem;align-items:flex-start;justify-content:space-between}
@media(min-width:768px){.legal{flex-direction:row;align-items:center}}
.legal .l{display:flex;flex-wrap:wrap;gap:.5rem 1rem;color:rgba(255,255,255,.68);font-size:.75rem}
.legal a{color:rgba(255,255,255,.78)}
.legal .disc{max-width:32rem;color:rgba(255,255,255,.68);font-size:.75rem;line-height:1.6}
@media(min-width:768px){.legal .disc{text-align:right}}
.site-credit{margin-top:1.5rem;text-align:center;color:rgba(255,255,255,.62);font-size:.6875rem}
.site-credit a{color:rgba(255,255,255,.78)}

.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:40;display:flex;align-items:center;gap:.75rem;background:rgba(10,34,64,.9);-webkit-backdrop-filter:blur(24px);backdrop-filter:blur(24px);border-top:2px solid rgba(212,160,23,.6);border-radius:16px 16px 0 0;padding:.75rem 1rem;box-shadow:0 -10px 30px rgba(0,0,0,.3)}
.sticky-cta .t{flex:1;min-width:0}
.sticky-cta .t strong{display:block;color:#fff;font-size:.75rem;line-height:1.3}
.sticky-cta .t span{display:block;color:rgba(255,255,255,.7);font-size:.75rem;line-height:1.3;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sticky-cta .btn{flex:none;padding:.625rem 1.25rem;font-size:.875rem;white-space:nowrap}
@media(min-width:768px){.sticky-cta,.sticky-pad{display:none}}
.sticky-pad{height:4rem}

.page-hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 45%,var(--green-deep) 100%);color:#fff;padding:calc(var(--nav-h) + 4rem) 0 4rem;text-align:center}
.page-hero .container{position:relative;z-index:1}
.page-hero h1{font-size:2.5rem;margin-bottom:1.25rem;color:#fff}
@media(min-width:768px){.page-hero h1{font-size:3.5rem}}
.page-hero p.lead{max-width:44rem;margin:0 auto;color:rgba(255,255,255,.78);font-size:1.125rem;line-height:1.7}
.team-grid{display:grid;gap:1.5rem;grid-template-columns:1fr;align-items:start}
@media(min-width:640px){.team-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1100px){.team-grid{grid-template-columns:repeat(4,1fr);gap:1.75rem}}
.person{display:flex;flex-direction:column;background:#fff;border-radius:16px;overflow:hidden;border-bottom:4px solid var(--gold);box-shadow:0 4px 24px rgba(10,34,64,.12)}
.person .ph{aspect-ratio:1/1;width:100%;background:var(--navy)}
.person .ph img{width:100%;height:100%;object-fit:cover}
.avatar{display:flex;align-items:center;justify-content:center;width:100%;height:100%;background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 55%,var(--green) 100%);color:var(--gold);font-family:var(--serif);font-size:6rem;line-height:1}
.person .tx{padding:1.5rem;display:flex;flex-direction:column;gap:.5rem;flex:1}
.person h2{font-family:var(--sans);font-weight:700;font-size:1.375rem;line-height:1.25;letter-spacing:0;color:var(--navy)}
.person .role{color:var(--gold-text);font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.person p.bio{color:var(--body);font-size:.875rem;line-height:1.65;margin-top:.5rem}
.team-cta{text-align:center;max-width:42rem;margin:4rem auto 0}
.team-cta h2{font-size:1.75rem;margin-bottom:1rem}
.team-cta p{color:var(--body);margin-bottom:1.5rem}

.thanks{min-height:calc(100vh - 0px);background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 45%,var(--green-deep) 100%);color:#fff;padding:calc(var(--nav-h) + 4rem) 0 4rem;text-align:center}
.thanks-icon{width:5rem;height:5rem;background:var(--green);display:flex;align-items:center;justify-content:center;margin:0 auto 2rem;box-shadow:0 25px 50px -12px rgba(0,0,0,.5);border-left:4px solid var(--gold);font-size:2.5rem;color:#fff}
.thanks h1{font-size:2.5rem;margin-bottom:1rem;color:#fff}
@media(min-width:768px){.thanks h1{font-size:3rem}}
.thanks .lead{font-size:1.25rem;color:rgba(255,255,255,.8);margin-bottom:1rem;line-height:1.7}
.thanks .lead strong{color:#fff}
.thanks .fallback{font-size:.9375rem;color:rgba(255,255,255,.72);margin-bottom:1.5rem}
.thanks .fallback a{color:var(--gold-light);font-weight:600}
.next{background:rgba(255,255,255,.1);padding:2rem;border-left:4px solid var(--gold);border-top:1px solid rgba(255,255,255,.15);border-right:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15);margin:2.5rem 0;text-align:left}
.next h2{font-size:1.25rem;text-align:center;margin-bottom:1.5rem;color:#fff}
.next ol{display:grid;gap:1.25rem}
.next li{display:flex;gap:1rem;align-items:flex-start}
.next .ico{display:flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;flex:none;background:var(--gold);color:var(--navy);font-size:1.125rem}
.next .s{color:var(--gold);font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;margin-bottom:.125rem}
.next h3{font-size:.875rem;color:#fff;margin-bottom:.25rem}
.next p{color:rgba(255,255,255,.75);font-size:.875rem;line-height:1.6}
.next a{display:inline-flex;align-items:center;gap:.375rem;margin-top:.5rem;color:var(--gold);font-size:.875rem;font-weight:600}
.next a:hover{color:#f0c040}
.recap{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:2.5rem}
.recap li{background:rgba(255,255,255,.08);padding:1rem;border-left:4px solid var(--gold);border-top:1px solid rgba(255,255,255,.1);border-right:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1);text-align:left}
.recap .v{display:block;font-weight:700;font-size:1.25rem;color:var(--gold);margin-bottom:.25rem;line-height:1.25}
.recap .l{display:block;font-size:.75rem;color:rgba(255,255,255,.72)}
@media(max-width:639px){.recap{grid-template-columns:1fr}}
.back{display:inline-flex;align-items:center;gap:.5rem;color:rgba(255,255,255,.78);font-size:.875rem;font-weight:500;text-decoration:none}
.back:hover{color:#fff;text-decoration:underline}

.doc{padding:calc(var(--nav-h) + 4rem) 0 5rem;background:#fff;min-height:60vh}
.doc h1{font-size:2.5rem;color:var(--navy);margin-bottom:.75rem}
.doc .effective{color:var(--muted);font-size:.875rem;margin-bottom:.25rem}
.doc-body{color:var(--ink);line-height:1.75}
.doc-body h2{font-size:1.5rem;margin:2.5rem 0 .75rem;color:var(--navy)}
.doc-body h3{font-size:1.0625rem;margin:1.5rem 0 .5rem;color:var(--navy)}
.doc-body p,.doc-body ul,.doc-body ol{margin-bottom:1rem}
.doc-body ul{list-style:disc;padding-left:1.5rem}
.doc-body ol{list-style:decimal;padding-left:1.5rem}
.doc-body a{text-decoration:underline}

.nf{min-height:100vh;display:flex;flex-direction:column;background:linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 45%,var(--green-deep) 100%);color:#fff}
.nf main{flex:1;display:flex;align-items:center;justify-content:center;text-align:center;padding:calc(var(--nav-h) + 3rem) 1rem 3rem}
.nf h1{font-size:2.5rem;color:#fff;margin-bottom:1rem}
.nf p{color:rgba(255,255,255,.8);margin-bottom:2rem;font-size:1.125rem}

.pull{margin-top:-1px}
.calc-intro .eyebrow{color:var(--gold)}
.sec-head.tight{margin-bottom:3rem}
.contact-h{font-size:2rem;margin-bottom:1rem}
.contact-p{color:var(--body);font-size:1.0625rem;line-height:1.7}
.fill.full{width:100%}

.doc-body .updated{color:var(--muted);font-size:.875rem;margin-bottom:2rem}